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Financial

Monnify

Monnify is a Nigerian payment gateway that enables businesses to accept one‑time and recurring payments. It offers a faster, cheaper way for companies to receive payments via web and mobile applications using various methods, and boasts industry‑leading success rates

Duration

10 weeks

Team Size

7 developers

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Monnify

Project Gallery

Visual showcase of the project’s key features and interfaces

Monnify screenshot 2

Monnify screenshot 3

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Monnify screenshot 5

Technologies Used

Node.js Express PostgreSQL React/Redux AOS.js Bootstrap & Owl Carousel REST APIs AWS PCI‑DSS compliance.

Key Features

Embed checkout on websites to accept card and account‑transfer payments

In‑app payments via cards and account transfers

Well‑documented API for custom integrations and third‑party products

Merchant dashboard with transaction analytics; reconciliation tools and settlement options

Robust security (PCI‑DSS; CBN license) and fraud prevention.

Challenges & Solutions

Challenges

Building a scalable; low‑latency payment infrastructure for high transaction volumes.

Integrating with numerous Nigerian banks and payment channels.

Ensuring regulatory compliance and fraud management.

Providing comprehensive developer tools for varied merchant needs.

Solutions

Implemented microservice architecture on the cloud for scalability and redundancy.

Established secure connections to multiple banks and payment networks.

Created API; web SDK and mobile SDK with extensive documentation.

Adopted rigorous security protocols meeting PCI‑DSS and Central Bank of Nigeria requirements.

Project Results

📈

Payment success rates exceeding 99%, widespread adoption by merchants.

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